Important Disclaimers and Risk Information
Past performance does not guarantee future results.
Financial planning involves risk. Your financial situation may fluctuate, and individual results will vary based on personal circumstances.
General Information Notice
The information provided on this website is for general informational purposes only and should not be considered as professional financial, investment, legal, or tax advice. While we strive to provide accurate and up-to-date information, we make no representations or warranties about the completeness, accuracy, reliability, or suitability of any information contained herein.
This disclaimer applies to all content, services, and materials provided through our website and consultation services.
Information Accuracy and Currency
We endeavor to ensure all information is current and accurate, however, financial markets and regulations change frequently. Information may become outdated without notice.
- Market conditions and financial regulations may change after publication
- Individual circumstances affect the applicability of general information
- Professional consultation is recommended before making financial decisions
Limitation of Liability
To the fullest extent permitted by Australian law, velanmorajerio Financial Planning limits its liability for any damages or losses arising from the use of our services.
Exclusions and Limitations
We exclude liability for indirect, consequential, or special damages, including but not limited to lost profits, business interruption, or financial losses resulting from decisions made based on our consultations or website content.
No Professional Advisory Relationship
Unless explicitly stated in a signed agreement, our general content does not create a formal advisory relationship. Specific advice requires individual consultation and assessment.
- General content does not constitute personalized financial recommendations
- We do not provide legal advice or legal document preparation services
- Tax implications require consultation with qualified tax professionals
- Investment decisions should involve appropriate licensed professionals
Third-Party Links and Content
Our website may contain links to third-party websites, resources, or services for your convenience and additional information.
We are not responsible for the content, accuracy, or practices of external websites and do not endorse third-party services or products.
Use at Your Own Risk
Your use of our website, services, and any decisions made based on our consultations are entirely at your own risk and discretion.
Individual results may vary significantly based on personal circumstances, market conditions, and implementation of recommendations.
Results and Outcome Disclaimers
We cannot guarantee specific outcomes, financial results, or success from our consultation services. Financial planning success depends on numerous factors beyond our control.
Individual results may vary.
User Indemnification
By using our services, you agree to indemnify and hold harmless velanmorajerio Financial Planning, its employees, and affiliates from any claims, damages, or expenses arising from your use of our services or breach of these terms.
Governing Law and Jurisdiction
These disclaimers and all related matters are governed by Australian law and subject to the jurisdiction of Australian courts.
Applicable Law:: Laws of Australia and applicable state regulations
Legal Jurisdiction:: Australian courts and regulatory bodies
State-specific regulations may apply based on your location and circumstances.
Severability
If any portion of these disclaimers is found unenforceable, the remaining provisions shall continue in full force and effect.
Modifications to Disclaimers
We reserve the right to modify these disclaimers at any time. Updated versions will be posted on our website with revised dates.
Questions About These Disclaimers
If you have questions about these disclaimers or need clarification about our services, please contact us using the information below.
Email:: contact@velanmorajerio.world
Phone:: +61 358 217 908
Address:: 145 Collins Street, Melbourne VIC 3000, Australia
Last updated: October 9, 2025
velanmorajerio Financial Planning - trusted financial consultation services: velanmorajerio Financial Planning - trusted financial consultation services